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Unimoni Financial Services Ltd, Ludhiana

Model Gram
SCO 136, Ground Floor, Feroz Gandhi Market, Model Gram
Ludhiana - 141001
09:30 AM - 06:00 PM Open
  • Monday: 09:30 AM - 06:00 PM
  • Tuesday: 09:30 AM - 06:00 PM
  • Wednesday: 09:30 AM - 06:00 PM
  • Thursday: 09:30 AM - 06:00 PM
  • Friday: 09:30 AM - 06:00 PM
  • Saturday: 09:30 AM - 02:00 PM
Follow us

Get in Touch

Name is required! 1 / 20
+91
Mobile Number is required! Helper text 1 / 20
Pincode is required! Helper text
Select product
Product is required! Helper text
  • Buy Currency
  • Sell Currency
  • Send Money Abroad
  • Travel Card
  • Gold Loan
  • Book Flight
  • Holiday Packages
  • Wallet and Payments
*Our customer service executive will contact you within 24hrs..
Our Services

Transcending Boundaries & Encouraging next-generation Remittance!!!

Cut across your expectations through a vast network of branches! Our experts give you speedy and satisfactory services, which make us incomparable!

Unimoni Financial Services Ltd, Ludhiana
Unimoni Financial Services Ltd, Ludhiana

About Unimoni Financial Services Ltd

Unimoni Financial Services Ltd., earlier known as UAE Exchange and Financial Services Ltd, 

Unimoni is a leading non - banking financial company(NBFC) authorized by the Reserve Bank of India(RBI) with over 25 years of experience in the financial sector.With a vast network of over 310 branches and 15,000 agent locations nationwide, Unimoni is dedicated to delivering secure, reliable, and efficient services.

Our services include International Money Transfers to over 150 + countries and Foreign Currency Exchange services with the best exchange rates. We also provide Domestic Money Transfer services for quick and easy money transfers within India.

Beyond money transfers and currency exchange, Unimoni helps you plan your dream vacation.We offer travel and tourism services, including booking tours, packages, and visas.Unimoni can also safeguard your trip with travel insurance options.Additionally, we offer competitive gold loan services and a convenient wallet solution for managing bills and online payments.

Unimoni offers a helping hand to both students venturing abroad and NRIs managing their finances.Students can streamline university fee payments, GIC / blocked account management, and Forex cards through Unimoni.At the same time, NRIs can leverage their services to provide hassle - free repatriation of their earned funds back to India.

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Business Hours

Timing
  • Monday: 09:30 AM - 06:00 PM
  • Tuesday: 09:30 AM - 06:00 PM
  • Wednesday: 09:30 AM - 06:00 PM
  • Thursday: 09:30 AM - 06:00 PM
  • Friday: 09:30 AM - 06:00 PM
  • Saturday: 09:30 AM - 02:00 PM

Payment Methods

  • Cash Payment
  • Debit/Credit Cards
  • Gpay
  • Online Payment

Categories

  • Book Flight
  • Foreign Currency Exchange
  • Forex Cards
  • Gold Loan
  • Holiday Packages
  • Insurance
  • International Money Transfer
  • Money Transfer

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4.5+

Satisfied Customers

Million Happy
Customers

3.5+

Billion Transactions

Billion Money
Transferred

300+

Branches

Branch Network

23+

Industial Experience

23 + Years In Industry

Nearby Branches

News & Articles

Unimoni Financial Services Ltd, Ludhiana
LATEST BLOG POST

Latest News & Articles from the Blog Posts

Are you in urgent need of cash? Why go for other loans when you have the power of Gold with you? Here is a quick solution for your immediate needs! Unimoni Gold Loan provides the best rates with simple procedures. Our knowledge has been trusted and polished for over three decades

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Admin

𝐀𝐫𝐞 𝐲𝐨𝐮 𝐫𝐞𝐚𝐥𝐥𝐲 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐦𝐨𝐧𝐞𝐲 𝐬𝐚𝐟𝐞 𝐢𝐧 𝐲𝐨𝐮𝐫 𝐩𝐨𝐜𝐤𝐞𝐭?🤔 What if there’s a smarter, faster way? With 𝐔𝐧𝐢𝐦𝐨𝐧𝐢 𝐖𝐚𝐥𝐥𝐞𝐭, you can transfer, pay, and shop securely — all from your phone. So, why wait? 💳 Try 𝐔𝐧𝐢𝐦𝐨𝐧𝐢 𝐖𝐚𝐥𝐥𝐞𝐭 now: www.unimoni.in/unimoni-wallet.php 📍 Assistance needed? Reach out our Unimoni branch. Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001 Model Gram;

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𝐇𝐞𝐚𝐝𝐢𝐧𝐠 𝐀𝐛𝐫𝐨𝐚𝐝 𝐭𝐨 𝐒𝐭𝐮𝐝𝐲? Start your global journey with the 𝐔𝐧𝐢𝐦𝐨𝐧𝐢 𝐒𝐭𝐮𝐝𝐲 𝐀𝐛𝐫𝐨𝐚𝐝 𝐂𝐚𝐫𝐝 – your all-in-one travel companion! 🌍💳 ✅ Supports 12 currencies ✅ Free ATM withdrawals ✅ Free Global SIM & ISIC Card ✅ Insurance covers up to ₹7.5 Lakhs ✅ Zero annual fees! 📦 Get it before you fly – hassle-free, student-friendly, and internationally accepted. More info :https://www.unimoni.in/travel-card.php Visit our branch Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001 Model Gram;

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🔓𝐔𝐧𝐥𝐨𝐜𝐤 𝐭𝐡𝐞 𝐏𝐨𝐰𝐞𝐫 𝐨𝐟 𝐘𝐨𝐮𝐫 𝐆𝐨𝐥𝐝 𝐰𝐢𝐭𝐡 𝐔𝐧𝐢𝐦𝐨𝐧𝐢’𝐬 𝐆𝐨𝐥𝐝 𝐋𝐨𝐚𝐧 Why let your gold lie idle when it can help you today? With 𝐔𝐧𝐢𝐦𝐨𝐧𝐢’𝐬 𝐆𝐨𝐥𝐝 𝐋𝐨𝐚𝐧, turn your precious assets into immediate financial support without selling them. 💎 Safe & secure storage 📄 Minimal paperwork ⚡ Fast processing To know more visit : https://www.unimoni.in/gold-loans.php Trusted by thousands across India. Visit our branch Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001 Model Gram ;

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🔓𝐔𝐧𝐥𝐨𝐜𝐤 𝐭𝐡𝐞 𝐏𝐨𝐰𝐞𝐫 𝐨𝐟 𝐘𝐨𝐮𝐫 𝐆𝐨𝐥𝐝 𝐰𝐢𝐭𝐡 𝐔𝐧𝐢𝐦𝐨𝐧𝐢’𝐬 𝐆𝐨𝐥𝐝 𝐋𝐨𝐚𝐧 Why let your gold lie idle when it can help you today? With 𝐔𝐧𝐢𝐦𝐨𝐧𝐢’𝐬 𝐆𝐨𝐥𝐝 𝐋𝐨𝐚𝐧, turn your precious assets into immediate financial support without selling them. 💎 Safe & secure storage 📄 Minimal paperwork ⚡ Fast processing To know more visit : https://www.unimoni.in/gold-loans.php Trusted by thousands across India. Visit our branch Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001 Model Gram;

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𝐇𝐞𝐫𝐞'𝐬 𝐭𝐨 𝐚𝐧𝐨𝐭𝐡𝐞𝐫 𝐲𝐞𝐚𝐫 𝐨𝐟 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐠𝐫𝐞𝐬𝐬-𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫! As we begin a new financial year, we extend our heartfelt thanks to all our valued customers. Empowered by Your Trust. Committed to Serve Better! 💼 Money Transfer | 💱 Currency Exchange | 🪙 Gold Loans | ✈️ Travel Solutions | 📲 Wallet Services 🌍www.unimoni.in Visit our Branch Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001 Model Gram;

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𝐒𝐭𝐢𝐥𝐥 𝐮𝐬𝐢𝐧𝐠 𝐜𝐚𝐬𝐡 𝐨𝐫 𝐣𝐮𝐠𝐠𝐥𝐢𝐧𝐠 𝐚𝐩𝐩𝐬? 𝐓𝐢𝐦𝐞 𝐭𝐨 𝐮𝐩𝐠𝐫𝐚𝐝𝐞. The 𝐔𝐧𝐢𝐦𝐨𝐧𝐢 𝐖𝐚𝐥𝐥𝐞𝐭 puts complete control of your finances right at your fingertips. Whether you’re paying bills or sending money to loved ones, everything is just a tap away. 💡 Quick money transfers Instant mobile & DTH recharges Secure bill payments Start using the smart way to pay — simple, safe, and always accessible. Download Now! https://www.unimoni.in/unimoni-wallet.php or any assistance Visit our branch Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001;

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𝐒𝐭𝐢𝐥𝐥 𝐬𝐜𝐫𝐨𝐥𝐥𝐢𝐧𝐠? 𝐘𝐨𝐮𝐫 𝐝𝐫𝐞𝐚𝐦 𝐯𝐚𝐜𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐰𝐚𝐢𝐭𝐢𝐧𝐠!🏖️✈️ Escape the routine and explore top-rated destinations with 𝐔𝐧𝐢𝐦𝐨𝐧𝐢 𝐓𝐫𝐚𝐯𝐞𝐥 & 𝐇𝐨𝐥𝐢𝐝𝐚𝐲𝐬!🌍✨ 🔹 Group, Family & Solo Travel Options 🔹 24/7 Travel Assistance 🔹 Exclusive Holiday Packages visit https://www.unimonitravel.com/ 🏝️ or Visit our branch Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001;

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𝐇𝐮𝐫𝐫𝐲! 𝐒𝐜𝐡𝐨𝐥𝐚𝐫𝐬𝐡𝐢𝐩 𝐀𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬 𝐂𝐥𝐨𝐬𝐞 𝐨𝐧 𝐌𝐚𝐫𝐜𝐡 𝟑𝟏, 𝟐𝟎𝟐𝟓 Unimoni Student STARS 2024-'25 – Your Gateway to Success! 🌟 💰 ₹12 Lakhs in Scholarships 🏆 ₹5 Lakh Top Prize 🎁 Laptops & Trolley Bags for Lucky Winners Don't miss this golden opportunity! 🚀 📅 Apply by March 31, 2025 🔗 Register Now: https://remitforex.com/unimoni-student-stars-scholarship-2024.html Visit our branch Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001 ;

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💸 𝐂𝐨𝐧𝐟𝐮𝐬𝐞𝐝 𝐀𝐛𝐨𝐮𝐭 𝐒𝐞𝐧𝐝𝐢𝐧𝐠 𝐌𝐨𝐧𝐞𝐲? 𝐋𝐞𝐭’𝐬 𝐌𝐚𝐤𝐞 𝐈𝐭 𝐒𝐢𝐦𝐩𝐥𝐞! Don’t let confusion slow you down! Unimoni offers expert guidance, secure transactions, and global reach to ensure smooth money transfers. 🌍💰 🌐 https://www.unimoni.in/international-money-transfer.php Visit our Branch Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001 ;

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𝐘𝐨𝐮𝐫 𝐝𝐫𝐞𝐚𝐦 𝐯𝐚𝐜𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐣𝐮𝐬𝐭 𝐚 𝐟𝐥𝐢𝐠𝐡𝐭 𝐚𝐰𝐚𝐲!🌍 With Unimoni & AirAsia, you can now fly to your favorite international destinations at unbelievably low fares starting from ₹5,914! 🔹 500,000 seats available – Book before they’re gone! 🔹 Fly to Sharjah, Abu Dhabi, Cairo, Vienna, Istanbul & more! 🔹 Hurry! Limited-time offer 💼 Planning a business trip? 🌴 Need a quick getaway? This is your chance to travel smarter & save more! Let Unimoni handle your booking while you pack your bags! Book Now! More info: https://www.unimonitravel.com/ Or Visit our branch Unimoni Financial Services Ltd, Ludhiana SCO 136, Ground Floor,Feroz Gandhi Market, Model Gram, Ludhiana,Punjab Ludhiana Punjab 141001 ;

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Whats New

Frequently asked Question

How can I transfer money internationally from Ludhiana?

To send money abroad from Ludhiana, you will need to follow these steps: 1. Visit the Unimoni Ludhiana branch. (Use our Unimoni Branch Locator to find your nearest branch) 2. Show your ID and proof of address. (Aadhar/ PAN/ Voter's ID/ Driving License) 3. Provide Unimoni with the beneficiary's name, address, proof of residence (POR), and bank account details. Our friendly Unimoni staff will help you to complete the transaction.

Can I exchange Currency at Unimoni Ludhiana?

Unimoni makes currency exchange easy. Visit our Unimoni Ludhiana branch with the proper documents. Indian residents need a passport, visa, PAN/ Aadhaar card, and a ticket. For foreigners, a valid passport with an address, a valid Indian visa or Overseas Citizen of India (OCI) card, and the last arrival/departure seal will be necessary. If you have any questions, you can call 1800 102 0555 directly, email us at customercare@unimoniindia.com , or Whatsapp us at +91 9946086666.

Where can I get an instant Forex Card?

Unimoni offers four types of Forex Cards, which can be issued instantly from the Unimoni Ludhiana branch. Experience the ease and confidence of secure, convenient spending abroad with a Prepaid Forex Card. Load your desired Currency, track expenses effortlessly, and avoid hidden fees.

Can my travel package be customized by Unimoni Travel & Holidays @ Ludhiana?

Unimoni Ludhiana offers customization options to tailor your travel experience. We can arrange hotel bookings, flight ticket bookings, and visa services. Unimoni provides a variety of travel packages to suit different needs, including international tours, domestic tours, honeymoon trips, solo travel, and family, couple, and group tours.

What is NRI repatriation? Can Unimoni help me repatriate my money as an NRI?

NRI repatriation refers to transferring funds earned abroad back to an NRI's (Non-Resident Indian) account in India or sending them to their overseas account. Yes, Unimoni can assist NRIs with repatriating their funds.

How can Unimoni Ludhiana help me with studying abroad?

Unimoni Ludhiana offers various services to make your study abroad journey smoother. These include university and hostel fee payment, GIC and blocked account management, competitive exchange rates, low transaction fees, and study abroad forex/travel cards. Unimoni provides education loans in association with various financial organizations. Please use our scholarships and financial aid programs to receive even more benefits.

Does Unimoni offer scholarships or financial aid for studying abroad?

Yes, Unimoni offers scholarships for studying abroad through its Student Stars program. In 2023, we provided a top prize of 3 lakh rupees and other attractive prizes. The 2024 program offers an even bigger first prize of 5 lakh rupees. Unimoni also offers education loans in association with major banks in India. Visit Unimoni Ludhiana for more details.

Is Unimoni Ludhiana safe?

Unimoni is an RBI-authorized financial institution and holds an AD II license. It means that Unimoni adheres to strict regulations and financial standards set by the Reserve Bank of India. The AD II (Authorized Dealer Category II) license permits Unimoni to engage in foreign exchange transactions for specific purposes. As a result, the company can provide the best services, such as currency exchange, outward remittances, and forex cards. Your money is safe with us!